That's right!  The Hartford Municipal Employees Federal Credit Union is proud to offer a Home Equity Line of Credit (HELOC) product to our members.  Unlock the equity in your home by applying for our low, variable rate program now.  Our rate is indexed to the Prime Rate as published in the Wall Street Journal LESS a margin of 1.01%!  That's correct!  Prime MINUS 1.01%! Minimum rate (floor) is 4.50% APR, maximum rate (cap) is 18.00% APR.

Just look at some of the features:

• No Points or Closing Costs!
• 15 Year Draw Period!
• 15 Year Payback!
• Monthly variable rate!
• Payments are interest only!
• Borrow for Home Improvements, Vacations, Debt Consolidation, New Auto, RV, Education or any other purpose!

Call us now or stop by the office for details and an application!